Personal loans in AZ, CA, FL, ID, IL, MO, NJ, NM, TX, UT, and WI are originated by Oportun Inc. Click here for the NMLS Consumer Access Database. To report any unresolved problems or complaints, contact the division by telephone at 50 or visit the website. This lender is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, PO Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504. New Mexico residents: TO REPORT A PROBLEM OR COMPLAINT WITH THIS LENDER, YOU MAY WRITE OR CALL: Customer Experience – Contact Manager, Oportun, PO Box 4085, Menlo Park, CA 94026 88. New Jersey residents: This is an advertisement for a consumer loan. More questionsĬalifornia loans made pursuant to a California Financing Law license. Options for auto loan payments are temporarily limited while we roll out this new product, but we’re adding new options all the time. A $1.99 fee may apply: Find a PayNearMe location -you will need your PayNearMe barcode, located in your loan documents.
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If you’re making payments toward an auto loan, use receive code 14565. If you’re making payments on a personal loan, use receive code 7991. No fee: Find a MoneyGram location -you will need your Oportun loan number (located in your loan documents).No fee: Find a CheckFreePay location -you will need your Oportun loan number (located in your loan documents), name, and phone number associated with your loan.No fees for using these payment options will be charged to customers in California, New Jersey, New Mexico, or Wisconsin if the loan was disbursed in these states. Oportun does not receive any portion of the fees charged by the vendors above for making a payment. You can also pay at Walmart, Kmart, CVS, 7-Eleven, grocery stores, corner stores, Family Dollar stores, and hundreds of other locations that accept CheckFree Pay, MoneyGram, or PayNearMe payments. However, we’ll credit any excess funds to your account. Please bring exact amounts, as we are not able to make change. In Oportun stores, we accept cash, checks, and money orders. Loans are issued and serviced by Bank of Orrick, Member FDIC.Payments are accepted at any Oportun store or in hundreds of convenient locations that provide CheckFree Pay, MoneyGram, or PayNearMe. Helix by Bank of Orrick is a brand of Bank of Orrick. We verify applicant information through national databases, and we may pull your credit in order to determine your eligibility and ability to repay.Īvailability of loans are subject to change at any time at the sole discretion of Bank of Orrick. You acknowledge that by completing and submitting the website application that you are applying for a loan. Bank of Orrick reviews your information in real-time to determine whether your information meets its lending criteria. We will consider these additional accounts to be part of the application process. If you fail to repay your loan in accordance with its terms, we may place your loan with or sell your loan to a third-party collection agency or other company that acquires and/or collects delinquent consumer debt.Īs part of our information collection process, we may detect additional bank accounts under the ownership of the consumer.
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Because we may report your payment history to one or more credit bureaus, late or non-payment of your loan may negatively impact your credit rating. We adhere to the principles of the federal Fair Debt Collection Practices Act (FDCPA). If you do not make a payment on time, we will attempt to contact you via one or more authorized methods. Our fees are disclosed in your loan agreement. Late fees and non-sufficient funds/returned item fees may apply as described in your Loan Agreement. Alternative forms of credit, such as a credit card cash advance, personal loan, home equity line of credit, existing savings or borrowing from a friend or relative, may be less expensive and more suitable for your financial needs. Examples of emergency reasons why these loans might be used include unexpected emergencies, car repair bills, medical care, or essential travel expenses. Please note: Helix by Bank of Orrick loans are designed to assist you in meeting your short-term borrowing needs and are not intended to be a long term financial solution.
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This is an expensive form of borrowing and it is not intended to be a long term financial solution.